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ok so 4020 Sent from Mars

Now I just want to double check something My employer pays half of my medical and myself the other half. I get issued a yearly certificate stating all expenses not covered by the medical Do I put it under 4040 or 4020

Tried it but failed eventually. Forex to me is essentially a zero sum scenario. Someone has to lose for me to win and vise versa. Just, I had mostly been on the loosing side