Yeah 2 devices for me aswell this phone and a tablet for the boy he needed one for varsity. Faily painless apply online an sms a day later confirming and delivery within a week. Payment come straight off account and no interest on repayments. I'm a happy chappie.
One of the cons is, you cannot do early settlement, they penalise you for that.
another cons is after about 1 year, the device is old news but you still paying it. you want a new one, but you cant, cause you still paying for it.
I'm not fully up to date with it (only investigated briefly recently) but when I got my ipad almost 3 years ago, there were disadvantages such as fewer free atm withdrawls, can't remember what else though. Send FNB an sms, get em to call you back and ask (Maybe report back too )
O yes that was the catch. Your free ATM withdrawals and stuff are actually reduced. Most of us swipe most of the time and do EFT''s so I don't see that as a huge CON.